Financial technology network

Founder and CEO profile

Baligh El Cheikh

Lebanese businessman focused on banking, financial business, fintech and new financial payment technologies.

Business profile

Building a connected financial technology group.

Baligh El Cheikh is a Lebanese businessman and entrepreneur focused on banking, financial services and payment technology. His work brings together digital payments, merchant acceptance, banking platforms, identity verification, fintech software, telecom connectivity and eSIM services into one connected business vision.

What We Build

We build financial payment technologies for people, merchants, banks and fintech partners. Our platforms support secure payments, wallet services, card programs, KYC and KYB verification, merchant tools, digital onboarding, risk controls, telecom connectivity and modern eSIM access.

Who We Are

We are a financial technology group creating new ways for businesses and customers to move, verify and manage money. Our mission is to make fantastic, trusted payment technologies that connect markets and help companies operate with stronger financial infrastructure.

Companies and platforms

Founder and CEO across banking, payments, fintech, software and telecom ventures.

AY

AYABANK

Digital banking vision and financial services infrastructure for modern customers and businesses.

GE

GENEVAPAY UK LIMITED

International payment and financial technology direction connected to regulated-market standards.

PA

PAYYER

Secure payment infrastructure, wallets, card programs, merchant tools and high-assurance transaction technology.

AY

AYAMERCHANT

Merchant acceptance, business payment tools and commerce enablement for connected sellers.

UF

UFI

Identity, KYC, KYB, verification and trust infrastructure for financial platforms and partners.

AY

AYAFINTECH

Fintech products, financial software and digital finance innovation across the group.

AY

AYACOIN

Digital asset and token-oriented financial technology research and product direction.

AY

AYASOFT

Software engineering and platform development for finance, operations and digital business systems.

AY

AYATELECOM

Telecom services that support connected digital finance and customer access.

AY

AYASIM

SIM and mobile connectivity services for customers, merchants and cross-border access.

G5

G5ESIM

eSIM connectivity products supporting modern mobile users and digital services.